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167 years
of
of
X
History
over
over
X
in a single
167 years of History over in a single
167
years
of
History
over
in
a
single
weekend the emergency sale
of
of
X
Credit
weekend the emergency sale of Credit
weekend
the
emergency
sale
of
Credit
Suisse one
of
of
X
the banking world's
Suisse one of the banking world's
Suisse
one
of
the
banking
world's
biggest names
to
to
X
fellow Swiss bank UBS
biggest names to fellow Swiss bank UBS
biggest
names
to
fellow
Swiss
bank
UBS
is raising fresh fears
about
about
X
the state
is raising
fresh
fresh
X
fears about the state
is
raising
fresh
fears
about
the
state
of
of
X
the financial system. European Central
of the
financial system
financial system
X
. European Central
of
the
financial
system
European
Central
Bank president Christine Lagarde trying
Bank president Christine Lagarde trying
Bank
president
Christine
Lagarde
trying
to inject some calm
into
into
X
a nervy market
to
inject some calm
into a
nervy
nervy
X
market
to
inject
some
calm
into
a
nervy
market
"The financial tensions
"The financial tensions
The
financial
tensions
for
for
X
the last 10 days or so are not
for the last 10 days or so are not
for
the
last
10
days
or
so
are
not
trivial, so I'm not, you know, minimizing
trivial
trivial
X
, so I'm not, you know, minimizing
trivial
so
I'm
not
you
know
minimizing
but
but
X
I'm also saying that we have a
but I'm also saying that we have a
but
I'm
also
saying
that
we
have
a
strong banking sector, much stronger
than
than
X
strong banking sector, much stronger than
strong
banking
sector
much
stronger
than
it was
during
during
X
the last great financial
it was during the last great financial
it
was
during
the
last
great
financial
crisis." There is now only one big name
in
in
X
crisis." There is now only one
big name
big name
X
in
crisis
There
is
now
only
one
big
name
in
Swiss banking,
but
but
X
UBS dropped some heavy hints
Swiss banking, but UBS
dropped some heavy hints
Swiss
banking
but
UBS
dropped
some
heavy
hints
that it won't have room
for
for
X
all
that it won't have room for all
that
it
won't
have
room
for
all
its new employees.
its new employees.
its
new
employees
UBS intends
to
to
X
downsize Credit Suisse's
UBS intends to
downsize
downsize
X
Credit Suisse's
UBS
intends
to
downsize
Credit
Suisse's
Investment Banking business and align it
Investment Banking business and
align
align
X
it
Investment
Banking
business
and
align
it
with
with
X
our conservative risk culture. One
with our
conservative risk culture
conservative risk culture
X
. One
with
our
conservative
risk
culture
One
Credit Suisse worker described the mood
Credit Suisse worker described the
mood
mood
X
Credit
Suisse
worker
described
the
mood
in
in
X
the London office; we've disguised
in the London office; we've
disguised
disguised
X
in
the
London
office;
we've
disguised
their voice.
their voice.
their
voice
"There's a lot
of
of
X
empty desks; I suspect a
"There's a lot of empty desks; I suspect a
There's
a
lot
of
empty
desks;
I
suspect
a
lot
of
of
X
people are, you know, frantically
lot of people are, you know,
frantically
frantically
X
lot
of
people
are
you
know
frantically
trying
to
to
X
rush
to
to
X
other employers, other
trying to rush to other employers, other
trying
to
rush
to
other
employers
other
Banks. Your days definitely feel numbered;
Banks. Your days definitely feel numbered;
Banks
Your
days
definitely
feel
numbered;
there's a lot
of
of
X
anger
towards
towards
X
top
there's a lot of
anger
anger
X
towards top
there's
a
lot
of
anger
towards
top
management, that the actions
of
of
X
a few
over
over
X
management, that the actions of a few over
management
that
the
actions
of
a
few
over
a period
of
of
X
time cost a lot
of
of
X
people their job.
a period of time
cost a lot of people their job
.
a
period
of
time
cost
a
lot
of
people
their
job
But sadness is the primary emotion".
But
sadness
sadness
X
is the primary emotion".
But
sadness
is
the
primary
emotion
And
since
since
X
Credit Suisse's collapse
And since Credit Suisse's collapse
And
since
Credit
Suisse's
collapse
followed separate crises at Silicon
followed separate
crises
crises
X
at Silicon
followed
separate
crises
at
Silicon
Valley Bank and other American Banks,
Valley Bank and other American Banks,
Valley
Bank
and
other
American
Banks
some are asking, is history repeating itself?
some are asking, is
history repeating itself
?
some
are
asking
is
history
repeating
itself
Experts say no. "This is not
Experts say no. "This is not
Experts
say
no
This
is
not
another 2008 situation. We do not have a
another 2008 situation. We do not have a
another
2008
situation
We
do
not
have
a
massively interconnected banking system;
massively
massively
X
interconnected
interconnected
X
banking system;
massively
interconnected
banking
system;
we do not have totally inadequate levels
we do not have totally inadequate levels
we
do
not
have
totally
inadequate
levels
of
of
X
capital. We're not
at
at
X
the end
of
of
X
a big
of
capital
capital
X
. We're not at the end of a big
of
capital
We're
not
at
the
end
of
a
big
bull run in ... uh ... mortgage debt origination
bull run
bull run
X
in ... uh ... mortgage debt origination
bull
run
in
uh
mortgage
debt
origination
and underwriting."
and
underwriting
underwriting
X
."
and
underwriting
London has so far avoided most
of
of
X
the
London has so far avoided most of the
London
has
so
far
avoided
most
of
the
bumps
in
in
X
this roller-coaster,
but
but
X
no one
bumps in this roller-coaster, but no one
bumps
in
this
roller-coaster
but
no
one
here is relaxed.
here is relaxed.
here
is
relaxed
Finance is part
of
of
X
the plumbing that
Finance is part of the
plumbing
plumbing
X
that
Finance
is
part
of
the
plumbing
that
underlies the economy, all
of
of
X
our lives,
underlies the economy, all of our lives,
underlies
the
economy
all
of
our
lives
so while the events
in
in
X
Switzerland and
so while the events in Switzerland and
so
while
the
events
in
Switzerland
and
the US might feel
like
like
X
a long way away,
the US might feel like a long way away,
the
US
might
feel
like
a
long
way
away
the Bank
of
of
X
England is still concerned.
the Bank of England is still
concerned
concerned
X
.
the
Bank
of
England
is
still
concerned
First, because while it thinks the
First, because while it thinks the
First
because
while
it
thinks
the
financial system might be in a better
financial system
financial system
X
might be in a better
financial
system
might
be
in
a
better
place
than
than
X
it was
in
in
X
2008, there's
place than it was in 2008, there's
place
than
it
was
in
2008
there's
still a chance that investors might
still a chance that
investors
investors
X
might
still
a
chance
that
investors
might
get spooked. Second, because if banks decide
get spooked
. Second, because if banks decide
get
spooked
Second
because
if
banks
decide
they don't want
to
to
X
lend out
as
as
X
much, then
they don't want to
lend
lend
X
out as much, then
they
don't
want
to
lend
out
as
much
then
we have a potential credit crunch
with
with
X
we have a potential
credit crunch
with
we
have
a
potential
credit
crunch
with
real economic consequences.
real economic
consequences
consequences
X
.
real
economic
consequences
Some think the bank may pause interest
Some think the bank may pause interest
Some
think
the
bank
may
pause
interest
rate increases even as inflation remains
rate increases even as
inflation
inflation
X
remains
rate
increases
even
as
inflation
remains
high.
high.
high
It might seem odd that the fate
of
of
X
It might seem
odd
odd
X
that the fate of
It
might
seem
odd
that
the
fate
of
distant banks is causing tremors here,
distant banks is causing tremors here,
distant
banks
is
causing
tremors
here
but
but
X
one thing we learned
from
from
X
the last
but one thing we learned from the last
but
one
thing
we
learned
from
the
last
crisis is when banks go bad we all feel
crisis is when banks
go bad
we all feel
crisis
is
when
banks
go
bad
we
all
feel
the consequences. Ed Conway, Sky News.
the
consequences
consequences
X
. Ed Conway, Sky News.
the
consequences
Ed
Conway
Sky
News
/
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inject some calm
Definition
To inject some calm means to try to reduce tension or anxiety in a situation. In the context of European Central Bank president Christine Lagarde trying to inject some calm into a nervy market, it means she is trying to reduce the anxiety of the market.
Example
a teacher might try to inject some calm into a classroom full of noisy students.
dropped some heavy hints
Definition
To drop some heavy hints means to suggest something strongly without saying it directly. In the context of UBS dropped some heavy hints that it won't have room for all its new employees, it means UBS was strongly suggesting that it would not have enough space for all the new employees.
Example
a parent might drop some heavy hints that their child should clean their room.
Definition
________(________n________o________u________n________)________ ________C________o________n________s________e________q________u________e________n________c________e________s________ ________a________r________e________ ________t________h________e________ ________r________e________s________u________l________t________s________ ________o________r________ ________e________f________f________e________c________t________s________ ________o________f________ ________a________n________ ________a________c________t________i________o________n________ ________o________r________ ________s________i________t________u________a________t________i________o________n________
lɛnd
![]()
lɛnd
![]()
Definition
________(________v________e________r________b________)________ ________T________o________ ________l________e________n________d________ ________m________e________a________n________s________ ________t________o________ ________g________i________v________e________ ________m________o________n________e________y________ ________t________o________ ________s________o________m________e________o________n________e________ ________w________i________t________h________ ________t________h________e________ ________e________x________p________e________c________t________a________t________i________o________n________ ________t________h________a________t________ ________i________t________ ________w________i________l________l________ ________b________e________ ________p________a________i________d________ ________b________a________c________k________
go bad
Definition
To 'go bad' means to fail or become bankrupt. In the context of 'when banks go bad we all feel the consequences', it means that when banks fail or become bankrupt, everyone is affected.
Example
if a bank goes bad, it could lead to people losing their savings.
get spooked
Definition
To 'get spooked' means to become scared or anxious, usually due to something unexpected happening.
Example
if the stock market suddenly drops, investors may get spooked and decide to sell their stocks.
credit crunch
Definition
To 'credit crunch' means a situation where banks and other financial institutions reduce the amount of money they are willing to lend.
Example
a credit crunch could lead to businesses having to lay off workers.
Definition
________(________n________o________u________n________)________ ________T________h________e________ ________f________i________n________a________n________c________i________a________l________ ________s________y________s________t________e________m________ ________i________s________ ________t________h________e________ ________s________y________s________t________e________m________ ________o________f________ ________i________n________s________t________i________t________u________t________i________o________n________s________,________ ________r________e________g________u________l________a________t________i________o________n________s________,________ ________a________n________d________ ________l________a________w________s________ ________t________h________a________t________ ________m________a________n________a________g________e________ ________t________h________e________ ________f________l________o________w________ ________o________f________ ________m________o________n________e________y________ ________a________n________d________ ________c________r________e________d________i________t________ ________i________n________ ________a________n________ ________e________c________o________n________o________m________y________
frɛʃ
![]()
frɛʃ
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________n________e________w________ ________o________r________ ________r________e________c________e________n________t________l________y________ ________m________a________d________e________,________ ________e________x________p________e________r________i________e________n________c________e________d________,________ ________o________r________ ________e________n________c________o________u________n________t________e________r________e________d________;________ ________n________o________t________ ________e________x________i________s________t________i________n________g________ ________b________e________f________o________r________e________;________ ________n________o________t________ ________p________r________e________v________i________o________u________s________l________y________ ________k________n________o________w________n________ ________o________r________ ________u________s________e________d________;________ ________n________o________t________ ________s________t________a________l________e________ ________o________r________ ________f________a________d________e________d________
cost a lot of people their job
Definition
To cost a lot of people their job means to cause a lot of people to lose their job. In the context of the actions of a few over a period of time cost a lot of people their job, it means the actions of a few people caused a lot of people to lose their job.
Example
a factory closing might cost a lot of people their job.
ɪnˈfleɪʃn
![]()
ɪnˈfleɪʃ(ə)n
![]()
Definition
________(________n________o________u________n________)________ ________I________n________f________l________a________t________i________o________n________ ________i________s________ ________a________ ________r________i________s________e________ ________i________n________ ________t________h________e________ ________g________e________n________e________r________a________l________ ________l________e________v________e________l________ ________o________f________ ________p________r________i________c________e________s________ ________o________f________ ________g________o________o________d________s________ ________a________n________d________ ________s________e________r________v________i________c________e________s________ ________i________n________ ________a________n________ ________e________c________o________n________o________m________y________ ________o________v________e________r________ ________a________ ________p________e________r________i________o________d________ ________o________f________ ________t________i________m________e________
ˈfrantɪkli
![]()
ˈfræn(t)ək(ə)li
![]()
Definition
________(________a________d________v________e________r________b________)________ ________F________r________a________n________t________i________c________a________l________l________y________ ________i________s________ ________t________o________ ________d________o________ ________s________o________m________e________t________h________i________n________g________ ________i________n________ ________a________ ________h________u________r________r________i________e________d________ ________a________n________d________ ________d________e________s________p________e________r________a________t________e________ ________m________a________n________n________e________r________
ˈnəːvi
![]()
ˈnərvi
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________N________e________r________v________y________ ________i________s________ ________a________ ________f________e________e________l________i________n________g________ ________o________f________ ________b________e________i________n________g________ ________a________n________x________i________o________u________s________ ________o________r________ ________t________e________n________s________e________
əˈlʌɪn
![]()
əˈlaɪn
![]()
Definition
________(________v________e________r________b________)________ ________t________o________ ________c________h________a________n________g________e________ ________(________s________o________m________e________t________h________i________n________g________)________ ________s________o________ ________t________h________a________t________ ________i________t________ ________a________g________r________e________e________s________ ________w________i________t________h________ ________o________r________ ________m________a________t________c________h________e________s________ ________s________o________m________e________t________h________i________n________g________ ________e________l________s________e________
dɪsˈɡʌɪzd
![]()
dɪsˈɡaɪzd
![]()
Definition
________(________v________e________r________b________)________ ________D________i________s________g________u________i________s________e________d________ ________i________s________ ________t________o________ ________h________i________d________e________ ________o________r________ ________c________o________n________c________e________a________l________ ________s________o________m________e________t________h________i________n________g________
muːd
![]()
mud
![]()
Definition
________(________n________o________u________n________)________ ________t________h________e________ ________w________a________y________ ________s________o________m________e________o________n________e________ ________f________e________e________l________s________ ________:________ ________a________ ________p________e________r________s________o________n________'________s________ ________e________m________o________t________i________o________n________a________l________ ________s________t________a________t________e________
Definition
________(________n________o________u________n________)________ ________T________h________e________ ________p________r________o________c________e________s________s________ ________o________f________ ________g________u________a________r________a________n________t________e________e________i________n________g________ ________a________ ________l________o________a________n________ ________o________r________ ________o________t________h________e________r________ ________f________i________n________a________n________c________i________a________l________ ________a________g________r________e________e________m________e________n________t________ ________b________y________ ________a________ ________t________h________i________r________d________ ________p________a________r________t________y________,________ ________u________s________u________a________l________l________y________ ________a________n________ ________i________n________s________u________r________a________n________c________e________ ________c________o________m________p________a________n________y________ ________o________r________ ________b________a________n________k________,________ ________i________n________ ________o________r________d________e________r________ ________t________o________ ________p________r________o________t________e________c________t________ ________t________h________e________ ________l________e________n________d________e________r________ ________f________r________o________m________ ________p________o________t________e________n________t________i________a________l________ ________l________o________s________s________e________s________,________
days are definitely feel numbered
Definition
(idiom) A phrase used to indicate that something is coming to an end soon
Example
The days of summer are numbered; soon it will be autumn.
ɒd
![]()
ɑd
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________s________t________r________a________n________g________e________ ________o________r________ ________u________n________u________s________u________a________l________
ˈdaʊnsʌɪz
![]()
ˈdaʊnˌsaɪz
![]()
Definition
________(________v________e________r________b________)________ ________D________o________w________n________s________i________z________i________n________g________ ________i________s________ ________t________h________e________ ________p________r________o________c________e________s________s________ ________o________f________ ________r________e________d________u________c________i________n________g________ ________t________h________e________ ________s________i________z________e________ ________o________f________ ________a________ ________c________o________m________p________a________n________y________ ________o________r________ ________o________r________g________a________n________i________z________a________t________i________o________n________ ________b________y________ ________r________e________d________u________c________i________n________g________ ________t________h________e________ ________n________u________m________b________e________r________ ________o________f________ ________e________m________p________l________o________y________e________e________s________
Definition
________(________n________o________u________n________)________ ________A________ ________c________o________n________s________e________r________v________a________t________i________v________e________ ________r________i________s________k________ ________c________u________l________t________u________r________e________ ________i________s________ ________a________ ________c________u________l________t________u________r________e________ ________i________n________ ________w________h________i________c________h________ ________r________i________s________k________-________t________a________k________i________n________g________ ________i________s________ ________d________i________s________c________o________u________r________a________g________e________d________ ________a________n________d________ ________c________a________u________t________i________o________n________ ________i________s________ ________e________n________c________o________u________r________a________g________e________d________
ˈaŋɡə
![]()
ˈæŋɡər
![]()
Definition
________(________n________o________u________n________)________ ________A________n________g________e________r________ ________i________s________ ________a________ ________s________t________r________o________n________g________ ________f________e________e________l________i________n________g________ ________o________f________ ________d________i________s________p________l________e________a________s________u________r________e________ ________o________r________ ________h________o________s________t________i________l________i________t________y________
ˈsadnəs
![]()
ˈsædnəs
![]()
Definition
________(________n________o________u________n________)________ ________S________a________d________n________e________s________s________ ________i________s________ ________a________ ________f________e________e________l________i________n________g________ ________o________f________ ________u________n________h________a________p________p________i________n________e________s________s________ ________o________r________ ________s________o________r________r________o________w________
Definition
________(________n________o________u________n________)________ ________C________r________i________s________e________s________ ________i________s________ ________a________ ________t________i________m________e________ ________o________f________ ________i________n________t________e________n________s________e________ ________d________i________f________f________i________c________u________l________t________y________,________ ________t________r________o________u________b________l________e________,________ ________o________r________ ________d________a________n________g________e________r________
Teacher says
Teacher says:
"______" is the plural form of "crisis". So when you have more than one crisis, you have ______.
history repeating itself
Definition
(idiom) when the things that happened in the past will happen again in the future, no lessons have been learned
Example
After the First World War, the Second World War was history repeating itself
Teacher says
Teacher says:
This expression is usually used in frustration because people don't learn from their mistakes.
ˈkapɪtl
![]()
ˈkæpədl
![]()
Definition
________(________n________o________u________n________)________ ________C________a________p________i________t________a________l________ ________i________s________ ________m________o________n________e________y________ ________o________r________ ________w________e________a________l________t________h________ ________u________s________e________d________ ________t________o________ ________p________r________o________d________u________c________e________ ________m________o________r________e________ ________w________e________a________l________t________h________
ˌbʊl ˈrən
![]()
Definition
________(________n________o________u________n________)________ ________A________ ________b________u________l________l________ ________r________u________n________ ________i________s________ ________a________ ________p________e________r________i________o________d________ ________o________f________ ________t________i________m________e________ ________i________n________ ________w________h________i________c________h________ ________s________t________o________c________k________ ________p________r________i________c________e________s________ ________a________r________e________ ________r________i________s________i________n________g________
ˌbɪɡ ˈneɪm
![]()
ˌbɪɡˈneɪm
![]()
Definition
________(________n________o________u________n________)________ ________A________ ________b________i________g________ ________n________a________m________e________ ________i________s________ ________a________ ________p________e________r________s________o________n________ ________o________r________ ________c________o________m________p________a________n________y________ ________t________h________a________t________ ________i________s________ ________w________e________l________l________-________k________n________o________w________n________ ________a________n________d________ ________r________e________s________p________e________c________t________e________d________
ˈplʌmɪŋ
![]()
ˈpləmɪŋ
![]()
Definition
________(________n________o________u________n________)________ ________P________l________u________m________b________i________n________g________ ________i________s________ ________t________h________e________ ________s________y________s________t________e________m________ ________o________f________ ________p________i________p________e________s________ ________a________n________d________ ________o________t________h________e________r________ ________e________q________u________i________p________m________e________n________t________ ________t________h________a________t________ ________s________u________p________p________l________i________e________s________ ________w________a________t________e________r________ ________a________n________d________ ________r________e________m________o________v________e________s________ ________w________a________s________t________e________ ________i________n________ ________a________ ________b________u________i________l________d________i________n________g________
Teacher says
Teacher says:
In this context, "________" refers to an essential infrastructure whose importance is often ignored.
ˌɪntəkəˈnɛktɪd
![]()
ˌɪn(t)ərkəˈnɛktəd
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________I________n________t________e________r________c________o________n________n________e________c________t________e________d________ ________i________s________ ________t________o________ ________b________e________ ________c________o________n________n________e________c________t________e________d________ ________t________o________ ________e________a________c________h________ ________o________t________h________e________r________
kənˈsəːnd
![]()
kənˈsərnd
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________C________o________n________c________e________r________n________e________d________ ________m________e________a________n________s________ ________t________o________ ________b________e________ ________w________o________r________r________i________e________d________ ________o________r________ ________a________n________x________i________o________u________s________ ________a________b________o________u________t________ ________s________o________m________e________t________h________i________n________g________
Definition
________(________n________o________u________n________)________ ________I________n________v________e________s________t________o________r________s________ ________a________r________e________ ________p________e________o________p________l________e________ ________w________h________o________ ________p________u________t________ ________m________o________n________e________y________ ________i________n________t________o________ ________a________ ________b________u________s________i________n________e________s________s________ ________o________r________ ________p________r________o________j________e________c________t________ ________w________i________t________h________ ________t________h________e________ ________e________x________p________e________c________t________a________t________i________o________n________ ________o________f________ ________m________a________k________i________n________g________ ________a________ ________p________r________o________f________i________t________
ˈtrɪvɪəl
![]()
ˈtrɪviəl
![]()
Definition
________(________a________d________j________e________c________t________i________v________e________)________ ________O________f________ ________l________i________t________t________l________e________ ________i________m________p________o________r________t________a________n________c________e________ ________o________r________ ________v________a________l________u________e________;________ ________i________n________s________i________g________n________i________f________i________c________a________n________t________,________
ˈmasɪvli
![]()
ˈmæsəvli
![]()
Definition
________(________a________d________v________e________r________b________)________ ________E________x________t________r________e________m________e________l________y________;________ ________t________o________ ________a________ ________g________r________e________a________t________ ________e________x________t________e________n________t________;________ ________o________n________ ________a________ ________l________a________r________g________e________ ________s________c________a________l________e________;________
inject some calm
Definition
To inject some calm means to try to reduce tension or anxiety in a situation. In the context of European Central Bank president Christine Lagarde trying to inject some calm into a nervy market, it means she is trying to reduce the anxiety of the market.
Example
a teacher might try to inject some calm into a classroom full of noisy students.
dropped some heavy hints
Definition
To drop some heavy hints means to suggest something strongly without saying it directly. In the context of UBS dropped some heavy hints that it won't have room for all its new employees, it means UBS was strongly suggesting that it would not have enough space for all the new employees.
Example
a parent might drop some heavy hints that their child should clean their room.
consequences
Definition
(noun) Consequences are the results or effects of an action or situation
Example
The consequences of not studying for the exam were bad grades
lend
lɛnd
![]()
lɛnd
![]()
Definition
(verb) To lend means to give money to someone with the expectation that it will be paid back
Example
I lent my friend some money to help him buy a car
go bad
Definition
To 'go bad' means to fail or become bankrupt. In the context of 'when banks go bad we all feel the consequences', it means that when banks fail or become bankrupt, everyone is affected.
Example
if a bank goes bad, it could lead to people losing their savings.
get spooked
Definition
To 'get spooked' means to become scared or anxious, usually due to something unexpected happening.
Example
if the stock market suddenly drops, investors may get spooked and decide to sell their stocks.
credit crunch
Definition
To 'credit crunch' means a situation where banks and other financial institutions reduce the amount of money they are willing to lend.
Example
a credit crunch could lead to businesses having to lay off workers.
financial system
Definition
(noun) The financial system is the system of institutions, regulations, and laws that manage the flow of money and credit in an economy
Example
The financial system of the United States is the largest in the world
fresh
frɛʃ
![]()
frɛʃ
![]()
Definition
(adjective) new or recently made, experienced, or encountered; not existing before; not previously known or used; not stale or faded
Example
The new regulations are raising fresh doubts about the future of the industry.
cost a lot of people their job
Definition
To cost a lot of people their job means to cause a lot of people to lose their job. In the context of the actions of a few over a period of time cost a lot of people their job, it means the actions of a few people caused a lot of people to lose their job.
Example
a factory closing might cost a lot of people their job.
inflation
ɪnˈfleɪʃn
![]()
ɪnˈfleɪʃ(ə)n
![]()
Definition
(noun) Inflation is a rise in the general level of prices of goods and services in an economy over a period of time
Example
The inflation rate has been increasing steadily
frantically
ˈfrantɪkli
![]()
ˈfræn(t)ək(ə)li
![]()
Definition
(adverb) Frantically is to do something in a hurried and desperate manner
Example
The students were frantically studying for their exams
nervy
ˈnəːvi
![]()
ˈnərvi
![]()
Definition
(adjective) Nervy is a feeling of being anxious or tense
Example
The stock market was nervy after the announcement of the new tax laws
align
əˈlʌɪn
![]()
əˈlaɪn
![]()
Definition
(verb) to change (something) so that it agrees with or matches something else
Example
We need to align our goals with our strategy
disguised
dɪsˈɡʌɪzd
![]()
dɪsˈɡaɪzd
![]()
Definition
(verb) Disguised is to hide or conceal something
Example
The spy disguised himself as a tourist to avoid detection
mood
muːd
![]()
mud
![]()
Definition
(noun) the way someone feels : a person's emotional state
Example
he appeared to be in a very good mood about something
underwriting
Definition
(noun) The process of guaranteeing a loan or other financial agreement by a third party, usually an insurance company or bank, in order to protect the lender from potential losses,
Example
The bank required underwriting before they would approve the loan.
days are definitely feel numbered
Definition
(idiom) A phrase used to indicate that something is coming to an end soon
Example
The days of summer are numbered; soon it will be autumn.
odd
ɒd
![]()
ɑd
![]()
Definition
(adjective) strange or unusual
Example
It was odd that the cat was wearing a hat
downsize
ˈdaʊnsʌɪz
![]()
ˈdaʊnˌsaɪz
![]()
Definition
(verb) Downsizing is the process of reducing the size of a company or organization by reducing the number of employees
Example
The company had to downsize due to a decrease in demand for their products
conservative risk culture
Definition
(noun) A conservative risk culture is a culture in which risk-taking is discouraged and caution is encouraged
Example
The company has a conservative risk culture, so employees are not encouraged to take risks
anger
ˈaŋɡə
![]()
ˈæŋɡər
![]()
Definition
(noun) Anger is a strong feeling of displeasure or hostility
Example
The crowd expressed their anger at the government's decision
sadness
ˈsadnəs
![]()
ˈsædnəs
![]()
Definition
(noun) Sadness is a feeling of unhappiness or sorrow
Example
The child felt sadness when his pet died
crises
Definition
(noun) Crises is a time of intense difficulty, trouble, or danger
Example
The country was facing an economic crises
Teacher says
Teacher says:
"Crises" is the plural form of "crisis". So when you have more than one crisis, you have crises.
history repeating itself
Definition
(idiom) when the things that happened in the past will happen again in the future, no lessons have been learned
Example
After the First World War, the Second World War was history repeating itself
Teacher says
Teacher says:
This expression is usually used in frustration because people don't learn from their mistakes.
capital
ˈkapɪtl
![]()
ˈkæpədl
![]()
Definition
(noun) Capital is money or wealth used to produce more wealth
Example
The company had enough capital to expand its operations
bull run
ˌbʊl ˈrən
![]()
Definition
(noun) A bull run is a period of time in which stock prices are rising
Example
The bull run of the past year has been a boon for investors
big name
ˌbɪɡ ˈneɪm
![]()
ˌbɪɡˈneɪm
![]()
Definition
(noun) A big name is a person or company that is well-known and respected
Example
Apple is a big name in the technology industry
plumbing
ˈplʌmɪŋ
![]()
ˈpləmɪŋ
![]()
Definition
(noun) Plumbing is the system of pipes and other equipment that supplies water and removes waste in a building
Example
The plumbing in the house needed to be replaced
Teacher says
Teacher says:
In this context, "plumbing" refers to an essential infrastructure whose importance is often ignored.
interconnected
ˌɪntəkəˈnɛktɪd
![]()
ˌɪn(t)ərkəˈnɛktəd
![]()
Definition
(adjective) Interconnected is to be connected to each other
Example
The countries in the region are interconnected through trade agreements
concerned
kənˈsəːnd
![]()
kənˈsərnd
![]()
Definition
(adjective) Concerned means to be worried or anxious about something
Example
I am concerned about the future of the economy
investors
Definition
(noun) Investors are people who put money into a business or project with the expectation of making a profit
Example
The investors put money into the new restaurant
trivial
ˈtrɪvɪəl
![]()
ˈtrɪviəl
![]()
Definition
(adjective) Of little importance or value; insignificant,
Example
The issue was so trivial that it was quickly forgotten.
massively
ˈmasɪvli
![]()
ˈmæsəvli
![]()
Definition
(adverb) Extremely; to a great extent; on a large scale;
Example
The new software update has massively improved the user experience.
inject some calm
Definition
To inject some calm means to try to reduce tension or anxiety in a situation. In the context of European Central Bank president Christine Lagarde trying to inject some calm into a nervy market, it means she is trying to reduce the anxiety of the market.
Example
a teacher might try to inject some calm into a classroom full of noisy students.
dropped some heavy hints
Definition
To drop some heavy hints means to suggest something strongly without saying it directly. In the context of UBS dropped some heavy hints that it won't have room for all its new employees, it means UBS was strongly suggesting that it would not have enough space for all the new employees.
Example
a parent might drop some heavy hints that their child should clean their room.
consequences
Definition
(noun) Consequences are the results or effects of an action or situation
Example
The consequences of not studying for the exam were bad grades
lend
lɛnd
![]()
lɛnd
![]()
Definition
(verb) To lend means to give money to someone with the expectation that it will be paid back
Example
I lent my friend some money to help him buy a car
go bad
Definition
To 'go bad' means to fail or become bankrupt. In the context of 'when banks go bad we all feel the consequences', it means that when banks fail or become bankrupt, everyone is affected.
Example
if a bank goes bad, it could lead to people losing their savings.
get spooked
Definition
To 'get spooked' means to become scared or anxious, usually due to something unexpected happening.
Example
if the stock market suddenly drops, investors may get spooked and decide to sell their stocks.
credit crunch
Definition
To 'credit crunch' means a situation where banks and other financial institutions reduce the amount of money they are willing to lend.
Example
a credit crunch could lead to businesses having to lay off workers.
financial system
Definition
(noun) The financial system is the system of institutions, regulations, and laws that manage the flow of money and credit in an economy
Example
The financial system of the United States is the largest in the world
fresh
frɛʃ
![]()
frɛʃ
![]()
Definition
(adjective) new or recently made, experienced, or encountered; not existing before; not previously known or used; not stale or faded
Example
The new regulations are raising fresh doubts about the future of the industry.
cost a lot of people their job
Definition
To cost a lot of people their job means to cause a lot of people to lose their job. In the context of the actions of a few over a period of time cost a lot of people their job, it means the actions of a few people caused a lot of people to lose their job.
Example
a factory closing might cost a lot of people their job.
inflation
ɪnˈfleɪʃn
![]()
ɪnˈfleɪʃ(ə)n
![]()
Definition
(noun) Inflation is a rise in the general level of prices of goods and services in an economy over a period of time
Example
The inflation rate has been increasing steadily
frantically
ˈfrantɪkli
![]()
ˈfræn(t)ək(ə)li
![]()
Definition
(adverb) Frantically is to do something in a hurried and desperate manner
Example
The students were frantically studying for their exams
nervy
ˈnəːvi
![]()
ˈnərvi
![]()
Definition
(adjective) Nervy is a feeling of being anxious or tense
Example
The stock market was nervy after the announcement of the new tax laws
align
əˈlʌɪn
![]()
əˈlaɪn
![]()
Definition
(verb) to change (something) so that it agrees with or matches something else
Example
We need to align our goals with our strategy
disguised
dɪsˈɡʌɪzd
![]()
dɪsˈɡaɪzd
![]()
Definition
(verb) Disguised is to hide or conceal something
Example
The spy disguised himself as a tourist to avoid detection
mood
muːd
![]()
mud
![]()
Definition
(noun) the way someone feels : a person's emotional state
Example
he appeared to be in a very good mood about something
underwriting
Definition
(noun) The process of guaranteeing a loan or other financial agreement by a third party, usually an insurance company or bank, in order to protect the lender from potential losses,
Example
The bank required underwriting before they would approve the loan.
days are definitely feel numbered
Definition
(idiom) A phrase used to indicate that something is coming to an end soon
Example
The days of summer are numbered; soon it will be autumn.
odd
ɒd
![]()
ɑd
![]()
Definition
(adjective) strange or unusual
Example
It was odd that the cat was wearing a hat
downsize
ˈdaʊnsʌɪz
![]()
ˈdaʊnˌsaɪz
![]()
Definition
(verb) Downsizing is the process of reducing the size of a company or organization by reducing the number of employees
Example
The company had to downsize due to a decrease in demand for their products
conservative risk culture
Definition
(noun) A conservative risk culture is a culture in which risk-taking is discouraged and caution is encouraged
Example
The company has a conservative risk culture, so employees are not encouraged to take risks
anger
ˈaŋɡə
![]()
ˈæŋɡər
![]()
Definition
(noun) Anger is a strong feeling of displeasure or hostility
Example
The crowd expressed their anger at the government's decision
sadness
ˈsadnəs
![]()
ˈsædnəs
![]()
Definition
(noun) Sadness is a feeling of unhappiness or sorrow
Example
The child felt sadness when his pet died
crises
Definition
(noun) Crises is a time of intense difficulty, trouble, or danger
Example
The country was facing an economic crises
Teacher says
Teacher says:
"Crises" is the plural form of "crisis". So when you have more than one crisis, you have crises.
history repeating itself
Definition
(idiom) when the things that happened in the past will happen again in the future, no lessons have been learned
Example
After the First World War, the Second World War was history repeating itself
Teacher says
Teacher says:
This expression is usually used in frustration because people don't learn from their mistakes.
capital
ˈkapɪtl
![]()
ˈkæpədl
![]()
Definition
(noun) Capital is money or wealth used to produce more wealth
Example
The company had enough capital to expand its operations
bull run
ˌbʊl ˈrən
![]()
Definition
(noun) A bull run is a period of time in which stock prices are rising
Example
The bull run of the past year has been a boon for investors
big name
ˌbɪɡ ˈneɪm
![]()
ˌbɪɡˈneɪm
![]()
Definition
(noun) A big name is a person or company that is well-known and respected
Example
Apple is a big name in the technology industry
plumbing
ˈplʌmɪŋ
![]()
ˈpləmɪŋ
![]()
Definition
(noun) Plumbing is the system of pipes and other equipment that supplies water and removes waste in a building
Example
The plumbing in the house needed to be replaced
Teacher says
Teacher says:
In this context, "plumbing" refers to an essential infrastructure whose importance is often ignored.
interconnected
ˌɪntəkəˈnɛktɪd
![]()
ˌɪn(t)ərkəˈnɛktəd
![]()
Definition
(adjective) Interconnected is to be connected to each other
Example
The countries in the region are interconnected through trade agreements
concerned
kənˈsəːnd
![]()
kənˈsərnd
![]()
Definition
(adjective) Concerned means to be worried or anxious about something
Example
I am concerned about the future of the economy
investors
Definition
(noun) Investors are people who put money into a business or project with the expectation of making a profit
Example
The investors put money into the new restaurant
trivial
ˈtrɪvɪəl
![]()
ˈtrɪviəl
![]()
Definition
(adjective) Of little importance or value; insignificant,
Example
The issue was so trivial that it was quickly forgotten.
massively
ˈmasɪvli
![]()
ˈmæsəvli
![]()
Definition
(adverb) Extremely; to a great extent; on a large scale;
Example
The new software update has massively improved the user experience.
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Practice vocabulary
Fill gaps in the captions with the correct word.
Practice prepositions
Fill gaps in the captions with the correct preposition.
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Review vocabulary
There are we want to focus on for this video.
Reviewing these words will help you complete the gaps correctly.
underwriting
Definition
(noun) The process of guaranteeing a loan or other financial agreement by a third party, usually an insurance company or bank, in order to protect the lender from potential losses,
Example
The bank required underwriting before they would approve the loan.
odd
ɒd
![]()
ɑd
![]()
Definition
(adjective) strange or unusual
Example
It was odd that the cat was wearing a hat
massively
ˈmasɪvli
![]()
ˈmæsəvli
![]()
Definition
(adverb) Extremely; to a great extent; on a large scale;
Example
The new software update has massively improved the user experience.
anger
ˈaŋɡə
![]()
ˈæŋɡər
![]()
Definition
(noun) Anger is a strong feeling of displeasure or hostility
Example
The crowd expressed their anger at the government's decision
frantically
ˈfrantɪkli
![]()
ˈfræn(t)ək(ə)li
![]()
Definition
(adverb) Frantically is to do something in a hurried and desperate manner
Example
The students were frantically studying for their exams
disguised
dɪsˈɡʌɪzd
![]()
dɪsˈɡaɪzd
![]()
Definition
(verb) Disguised is to hide or conceal something
Example
The spy disguised himself as a tourist to avoid detection
investors
Definition
(noun) Investors are people who put money into a business or project with the expectation of making a profit
Example
The investors put money into the new restaurant
crises
Definition
(noun) Crises is a time of intense difficulty, trouble, or danger
Example
The country was facing an economic crises
Teacher's comment
"Crises" is the plural form of "crisis". So when you have more than one crisis, you have crises.
concerned
kənˈsəːnd
![]()
kənˈsərnd
![]()
Definition
(adjective) Concerned means to be worried or anxious about something
Example
I am concerned about the future of the economy
inflation
ɪnˈfleɪʃn
![]()
ɪnˈfleɪʃ(ə)n
![]()
Definition
(noun) Inflation is a rise in the general level of prices of goods and services in an economy over a period of time
Example
The inflation rate has been increasing steadily
capital
ˈkapɪtl
![]()
ˈkæpədl
![]()
Definition
(noun) Capital is money or wealth used to produce more wealth
Example
The company had enough capital to expand its operations
consequences
Definition
(noun) Consequences are the results or effects of an action or situation
Example
The consequences of not studying for the exam were bad grades
bull run
ˌbʊl ˈrən
![]()
Definition
(noun) A bull run is a period of time in which stock prices are rising
Example
The bull run of the past year has been a boon for investors
align
əˈlʌɪn
![]()
əˈlaɪn
![]()
Definition
(verb) to change (something) so that it agrees with or matches something else
Example
We need to align our goals with our strategy
financial system
Definition
(noun) The financial system is the system of institutions, regulations, and laws that manage the flow of money and credit in an economy
Example
The financial system of the United States is the largest in the world
trivial
ˈtrɪvɪəl
![]()
ˈtrɪviəl
![]()
Definition
(adjective) Of little importance or value; insignificant,
Example
The issue was so trivial that it was quickly forgotten.
interconnected
ˌɪntəkəˈnɛktɪd
![]()
ˌɪn(t)ərkəˈnɛktəd
![]()
Definition
(adjective) Interconnected is to be connected to each other
Example
The countries in the region are interconnected through trade agreements
conservative risk culture
Definition
(noun) A conservative risk culture is a culture in which risk-taking is discouraged and caution is encouraged
Example
The company has a conservative risk culture, so employees are not encouraged to take risks
big name
ˌbɪɡ ˈneɪm
![]()
ˌbɪɡˈneɪm
![]()
Definition
(noun) A big name is a person or company that is well-known and respected
Example
Apple is a big name in the technology industry
plumbing
ˈplʌmɪŋ
![]()
ˈpləmɪŋ
![]()
Definition
(noun) Plumbing is the system of pipes and other equipment that supplies water and removes waste in a building
Example
The plumbing in the house needed to be replaced
Teacher's comment
In this context, "plumbing" refers to an essential infrastructure whose importance is often ignored.
mood
muːd
![]()
mud
![]()
Definition
(noun) the way someone feels : a person's emotional state
Example
he appeared to be in a very good mood about something
sadness
ˈsadnəs
![]()
ˈsædnəs
![]()
Definition
(noun) Sadness is a feeling of unhappiness or sorrow
Example
The child felt sadness when his pet died
nervy
ˈnəːvi
![]()
ˈnərvi
![]()
Definition
(adjective) Nervy is a feeling of being anxious or tense
Example
The stock market was nervy after the announcement of the new tax laws
downsize
ˈdaʊnsʌɪz
![]()
ˈdaʊnˌsaɪz
![]()
Definition
(verb) Downsizing is the process of reducing the size of a company or organization by reducing the number of employees
Example
The company had to downsize due to a decrease in demand for their products
fresh
frɛʃ
![]()
frɛʃ
![]()
Definition
(adjective) new or recently made, experienced, or encountered; not existing before; not previously known or used; not stale or faded
Example
The new regulations are raising fresh doubts about the future of the industry.
lend
lɛnd
![]()
lɛnd
![]()
Definition
(verb) To lend means to give money to someone with the expectation that it will be paid back
Example
I lent my friend some money to help him buy a car
Review complete!
Now watch the video and complete the gaps with the correct word.